The Volkl Select Investment Account

The Volkl Select Investment Account (SIA) was created to give independent investors a higher rate of secured return on their funds held on deposit. One of the main benefits of the SIA is that there is no minimum time frame required to have funds on deposit.

Money invested in the SIA is used to fund a warehouse line of credit secured by residential real estate mortgages (90% of current activity); and to fund the purchase of automobile loans secured by legal titles to the vehicles (10% of current activity).

Investors earn higher rates of interest on funds held on deposit and there are no penalties for early withdrawal. The SIA pays a minimum annual interest rate of 6% with a minimum required balance of $3,000.00. HIGHER RATES of interest are available for deposits of $25,000.00 and higher. Please contact an account representative for further details.

Most funds held for deposit with other types of institutions such as Certificates of Deposit (CDs), Treasury Bills, etc, carry lower rates of interest, and are assessed penalties for early withdrawal. For example a 1-yr CD with California First Bank pays 4.99%, with a minimum opening balance of $5000.00. Information obtained as of 5/19/2006 from Bankrate.com.

The SIA is maintained at Citibank. Interest is calculated on a monthly basis and account statements are mailed by the 5th day of the following month. Earned interest can be paid monthly or remain in the account earning additional interest. Investors may access their account over the Internet using their assigned Username and Password.

The SIA is the smart way to maximize your interest income on your cash deposits and offer an alternative for your short-term and long-term investments.